ANSWERS TO SOME FREQUENTLY Dissertation Example | Topics and Well Written Essays - 1000 words

ANSWERS TO SOME FREQUENTLY - Dissertation Example 2. WHAT IS THE SCOPE OF TRANSACTIONS TO WHICH THE BAN ON RIBA IS APPLICABLE? DOES THE TERM APPLY ONLY TO THE INTEREST CHARGED ON CONSUMPTION LOANS OR DOES IT ALSO COVER PRODUCTIVE LOANS ADVANCED BY BANKING AND FINANCIAL INSTITUTIONS? The Shariah clearly states that riba al-nasi'ah, â€Å"the fixing in advance a positive return on a loan as a reward for waiting† is prohibited. Hence it could be understood as a ban on interest as commonly used today. Islamic jurists, the fuqaha, state in no unclear terms that all manifestations of riba are forbidden. So it does not matter if the context is consumption or business and also whether the loan in issued or availed. It is also irrelevant whether the institution in question is a commercial bank, government agency, business enterprise or an individual. 3. DOES THE PROHIBITION OF RIBA APPLY EQUALLY TO THE LOANS OBTAINED FROM OR EXTENDED TO MUSLIMS AS WELL AS NON-MUSLIMS? The Islamic Fiqh Academy (IFA), which is the leading authority on f inancial transactions, mentions that there is no leniency in the application of Shariah laws even if one party of a financial transaction is non-Muslim. ... IS SUCH A SCHEME ACCEPTABLE FROM AN ISLAMIC POINT OF VIEW? In economies with high rates of inflation, restrictions imposed by Shariah laws can undermine value of investments. To compensate for such a loss, a method of indexation is usually employed. There is no consensus yet among the fuqaha, as to the compatibility of indexation practices with Islamic scriptures. So far the Fiqh Academy has permitted indexation in cases pertaining to â€Å"wages and contracts fulfilled over a period of time† and has disallowed in cases pertaining to monetary debts. Similarly, â€Å"for debts in a specific currency, due in installments, the parties may agree to settle the installments due in a different currency at the prevailing rate of exchange on the date of settlement†. 5. WHAT ARE THE MAJOR MODES OF FINANCING USED BY ISLAMIC BANKS AND FINANCIAL INSTITUTIONS? Islamic banking system has invented a few ingenious modes of financing in order to comply with Shariah principles. The first mode is based upon sharing of both profits and losses incurred by investments, respectively the mudarahab (passive partnership) and musharakah (active partnership). The second mode operates on the basis of credit offered durig the purchase of goods and services and uses such financial concepts as murabahah (sales contract at a profit markup), ijarah (leasing), salam and istisna (contracts). These modes are unique to Islamic finance and have been approved by fiqh officials. Apart from being consistent with Islamic precepts, these modes incentivise direct investments, thereby contributing to economic growth of the bank/institution/country. Yet, improvements need to be done in order to integrate Islamic financial system into global

Network Operations Coursework Example | Topics and Well Written Essays - 500 words

Network Operations - Coursework Example The user that gave the request might not have correct access rights to the application given, and it will result into the request failing. The issues can be avoided by setting the client and server to be in the same Windows domain. Make sure the user id of the customer is configured on both the client and server computers. There might be a failed communication between the client and server due to faulty connection hardware or no internet. No connection problems can be avoided by first establishing if there is a link to the server through the ping command. Problems might arise from weak firewall configurations. Firewalls might deny a client access to certain resources on the server, (Tamara, 2009). The problem can be avoided by first disabling firewall to ascertain if that is the cause of the problem and then configuring the firewall setting for the client in question. The transmission might not be successful due to power or electricity interruptions of either the client or server or both. Power interruptions can be avoided by having power backups. Transmission problems might arise due to change of IP addresses. The problem can be solved when using DHCP by setting client lease time to at list 24hrs. The problem can also be solved assigning static IP addresses to client, server or both. Setting up of the a WAN that covers a large area has a lot of challenges during the initial setup. The major challenges are staffing, existing applications, network equipment and managing connectivity outside of the primary organization location. Staffing and personnel implications to consider include; making sure that the correct employees with the required skills are available at every global location. The senior network designer should make sure there is constant communication with all the teams in all the locations. The personnel should have the correct motivation in terms

Is Bill Gates Correct in the view that foreign aid truly matters Essay

Is Bill Gates Correct in the view that foreign aid truly matters - Essay Example agencies value the life of a single American at more than a few million dollars).2 Gates blames the media for negative publicity on matters concerning foreign aid, he refers to one British newspaper that gave its readers the impression that foreign aid is just but a waste of resources. In one of their articles, it was written that more than half of British voters advocated for slashes in overseas aid money. He viewed this as a distortion of the actual truth of what goes on in countries that receive aid. As much as Gates knows that no program comes without its flaws, he has opted to look at the positive aspect of aid. He goes on to add that foreign aid is just but a tool in the fight against disease and poverty. Developed countries need to make certain changes in their policies like opening up their markets and cutting agronomic subsidisations. The developing countries also have a role to play in this, they need to allocate more money to health matters and progress for their own folks . In Gate’s view, it effectively saves and improves lives.4 ‘By 2035, there will be almost no poor countries left in the world.’ Bill Gates. Through his foundation, the Gates Foundation, they invent vaccines that help to improve the health of children and in turn lighten the burden on the countries’ healthcare and social system. Having healthier children apart from the life factor is beneficial in that it allows children to grow physically and mentally and they become productive adults in future. Gates and his wife Melinda, have opted to focus on agriculture and healthcare because these are the two fields that they have more of a hands on familiarity. These are also the two fields that lay a foundation for long-term economic evolution. The belief that foreign aid is a large portion of rich countries’ annual budget is a misguided notion. A substantial number of

Ending life ethics Essay Example | Topics and Well Written Essays - 1000 words

Ending life ethics - Essay Example The two principles are related because beneficence requires patients to make informed decisions and physicians to respect the decisions. It also requires physicians to guide patients against making decisions that are contrary to their best interest. The principle of autonomy can help the two doctors to respond to John’s condition. Doctors should guide patients in making their decisions by informing them about the consequences of their decisions. The two doctors failed to honor this principle by failing to inform John about the consequences of administering no treatment on him. The patient has the right to access relevant information from doctors to guide him in making his decisions. However, the two doctors should use this principle and communicate with John about the consequences of his decision. A mentally fit patient has the right to withhold his earlier decision. Dr. W. respects John’s will that he should not receive any additional treatment. This conflicts with the principle of beneficence, which requires that their actions be directed towards the best interest of John. The best interest in this case is saving his life. Furthermore, John had withheld his previous decision and requested the doctors to do something. The doctors should respect this not because it is demand of the principle of beneficence but because it is the wish of the patient. However, this will raise another question on whether the decision of a patient who is under the influence of health conditions should replace his original decision or preference. John’s second decision is as a result of despair due to his health condition. It is common for circumstances and other... This essay focuses on ethical issues and principles of life ending. Biomedical ethics refers to the principles that govern the morals, judgment and values in medicine. There are many principles that govern the behavior and action of doctors and other medical staff in the profession. Ethical dilemma arises when, for example, the values of the hospital (medical profession) conflict with the values of the patient or his family members. Such cases require the use of the key principles that will assist one in understanding and responding to the cases. Doctors choose the best course of action to take on patient with the help of these principles. Doctors and other medical staff should observe the principles behind these ethics to help them in solving ethical dilemma. Application of these principles requires clear communication channels between all the parties involved. It is clear that patients make decisions out of some influences that are beyond their control. Physicians should guide the patients in making their decisions. Patients have the right to use medical information to make their decisions but doctors should make sure that the decisions made acknowledge all consequences. Improving the welfare of patients should be the motive of all doctors. Physicians should be able to gauge the conditions that influence the decision of a patient and use their knowledge in determining the viability of decisions made. They should guide patients in making decisions regarding their health conditions and preferences.

Bus 137 Alice Dred Essay Example | Topics and Well Written Essays - 250 words

Bus 137 Alice Dred - Essay Example According to Sara Taylor who is a diversity expert and founder of deep SEE Consultant suggests that most managers are not always aware of the hidden biases they have when it comes to age, height, race or even marital status amongst others. Taylor further talked about height, weight, gender, and race and even how the employee is similar to the manager may have a great impact on salary earning, raises and even promotion. It has now come to attention that most CEOs in United States are highly offering jobs to men who are 6 feet tall or taller even though research indicates that the general U.S. population of tall men is just about 14.5%. The incident according to my opinion is discriminating most individuals within. The employers who use these hidden biases often influences people of what might be professional by trying to argue out that different communities have different cultures which some are opposite to others. He gives out explanations on how team leader’s desire to have tasks over relationships that is structured to work around interaction biasness. Such incident may negatively distinguish others with fondness of relationship. James Wright who is diversity and inclusion strategist, and who is also a trainer and the speaker witnessed some of the hidden discriminations used by some clients. He came to witness managers giving interviews to gays, lesbians. Some managers see this as human nature but some questions may again arise concerning if he/she has kids or partner. The question about when employees are discussing holiday gatherings, they always talk about bringing together their partners in cool water areas. The implication suggests that one need to be straight. I am suggesting that, with reference to Taylor statements, most clients’ gives out first priority to people with partners unlike to the lesbians and the gays. Wright research states that white men get more promotions vacancies compared to women and when a woman

LEGISLATION IS INTRODUCED TO PROTECT UNMARRIED COHABITANTS Essay

LEGISLATION IS INTRODUCED TO PROTECT UNMARRIED COHABITANTS - Essay Example Under the Children Act 1989, an unmarried mother has the sole parental responsibility over her children however this was amended under the Adoption and Children Act 2002 where parental responsibility shall be acquired by the father if he is registered as the child’s father; there is a parental responsibility agreement; or when the court orders that he shall have parental authority upon his application.  Under the Children Act 1989, an unmarried mother has the sole parental responsibility over her children however this was amended under the Adoption and Children Act 2002 where parental responsibility shall be acquired by the father if he is registered as the child’s father; there is a parental responsibility agreement; or when the court orders that he shall have parental authority upon his application.   The legislative pronouncement protecting cohabitation may be used by couples who are prescribed by law to marry by reason of legal impediment or public policy to cir cumvent the law. A case in point is B & L v the United Kingdom where a parent-in-law is prohibited from marrying their child-in-law unless both had reached aged 21 and both their respective spouses had died. B was L’s father-in-law, and they wished to marry. L’s son treated his grandfather, B, as ‘Dad’. However, upon application to the European Court of Human Rights (ECHR), it was ruled that the prohibition violates the right to marry notwithstanding its laudable and legitimate aim of protecting the family and any children of the couple. The prohibition was based primarily on tradition and considering the same situation, no legal prohibition exists when the couple would engage in an extra-marital relationship.   In fine, there are enough laws to protect the interest of unmarried cohabitants. They must only be vigilant in protecting their rights and interests so that they may not be unduly deprived of their rights and interests.... Under the Children Act 1989, an unmarried mother has the sole parental responsibility over her children however this was amended under the Adoption and Children Act 2002 where parental responsibility shall be acquired by the father if he is registered as the child’s father; there is a parental responsibility agreement; or when the court orders that he shall have parental authority upon his application.  Under the Children Act 1989, an unmarried mother has the sole parental responsibility over her children however this was amended under the Adoption and Children Act 2002 where parental responsibility shall be acquired by the father if he is registered as the child’s father; there is a parental responsibility agreement; or when the court orders that he shall have parental authority upon his application.   The legislative pronouncement protecting cohabitation may be used by couples who are prescribed by law to marry by reason of legal impediment or public policy to cir cumvent the law. A case in point is B & L v the United Kingdom where a parent-in-law is prohibited from marrying their child-in-law unless both had reached aged 21 and both their respective spouses had died. B was L’s father-in-law, and they wished to marry. L’s son treated his grandfather, B, as ‘Dad’. However, upon application to the European Court of Human Rights (ECHR), it was ruled that the prohibition violates the right to marry notwithstanding its laudable and legitimate aim of protecting the family and any children of the couple. The prohibition was based primarily on tradition and considering the same situation, no legal prohibition exists when the couple would engage in an extra-marital relationship.   In fine, there are enough laws to protect the interest of unmarried cohabitants. They must only be vigilant in protecting their rights and interests so that they may not be unduly deprived of their rights and interests. Any legislation that would be enacted would put the cohabitation relationship at par with marriage and civil partnership is a mockery to the institutions. It would further erode marriage and civil partnership and from the growing number of couples choosing to cohabit without the benefit of marriage or civil partnership, it is marriage and civil partnership that need protection. Unmarried cohabitation should be left alone to give the parties freedom to choose but they cannot invoke protection as this is a direct assault on the institutions of marriage and civil partnership.  

Tourism Concepts Research Paper Example | Topics and Well Written Essays - 1250 words - 1

Tourism Concepts - Research Paper Example San Diego County is a county located in the southwestern corner of the State of California (San Diego, 2010). It is the most newest and dynamic metropolitan areas in the country America. San Diego has an attraction that can draw people’s attention towards it. The sights and sounds of the city center is the objective of the attraction. With the inland mountains and one of the most beautiful natural harbors in the world, San Diego is a result of years of development and vitalization (Trains Magazine, 2009). The report will be discussing the places of attraction situated at San Diego, the facilities of food, accommodation, and transportation. It will also be presenting the culture, hospitality of people, and the infrastructure of the county. This report will mainly be targeting the tourists and tourism planners. San Diego is considered as one of the most developed and pleasant counties of America. There are many attractive and major sites of interest for the tourists and the tourism planners. Alta Vista Garden is a garden that is established with the theme of bringing together people, nature, and art. The garden is situated on over 14 acres and the admission is free for the public (Kragen, 2009). The garden is a cultural botanical park and provides an interactive method to teach botany and other subjects to the students. The water paths are constructed in such a way that the water falls into natural pools and gives a natural waterfall-look. The other places of interest include Lego land, which is a theme park. It is the only Lego land situated outside of Europe. Lego land has nine main sections, each constructed on a separate theme (Kragen, 2009). Mission Bay is a recreational area includes sea world, and Fiesta Island etc. Mission Bay has sandy beaches spread over miles with a long pedestr ian path. It is the largest man made Aquatic Park in America (National Park Services, 2009). Sea world is famous for